XCMG America Financial FAQs

XCMG American Financial created a custom link & QR code for each dealership. Just text or email your dealer’s link to your customer, or share the QR code.

This is available 24/7/365 and ensures that your customer's personal information is encrypted and secure. The application may be completed on any type of device (laptop, table, iPhone, Android device, iPad, etc.), with instant credit decisions up to $250,000*.

The credit application link and QR code are exclusive to your dealership, and the digital application completed by the borrower is branded with your dealership's name and logo

If you don’t know your dealership’s URL or QR code, please click here.

*Certain credit decisions may require additional information from the dealer or the borrower(s).

Upon receipt of a credit application, an email is instantly sent to an authorized person at the dealership with a link to a PDF copy of customer's completed digital credit application.

The dealer can securely view and download a legible exact copy of the customer's digital credit application, and there is no need for the customer to complete a second paper application. A PDF copy of application may be used to obtain credit from other lenders, if desired.

An automated email is instantly sent to the salesperson to notify them that the customer's credit application was received.

Simultaneously, an email is sent to the designated credit manager at your dealership with a link to a PDF copy of customer's completed digital credit application.

The salesperson knows the moment their customer's credit application in received and a credit decision will follow with the notification, or shortly thereafter, which eliminates the need to manually follow up on application status.

XCMG America Financial encourages the dealer and salesperson to be aware of the current status of each transaction. You can view transaction status in real-time 24/7/365 by clicking on the link below and logging in with your work email address.

Click Here

If you prefer information pushed to you, no problem. We will notify you via email immediately upon:

• Application receipt with a digital PDF copy of the application

• Application decision - Approval or decline

• When documents are staged to the customer

• Customer document execution

• Transaction funding

1. Customer and dealer are notified of down payment on the approval notification.

2. After receipt of the final invoice, an email notice is sent to the customer & dealer that includes the agreed upon down payment amount.

3. Dealer collects down payment from customer.

4. Dealer includes down payment amount on invoice.

This enables the transaction to be completed in minutes via the QuickFi mobile app, which improves the customer experience and reduces transaction funding time.

For Financing

• Bill to: Full customer name and address

• Ship to: Full customer name and address

• Invoice date

• Equipment cost, year, make, model & serial number

• Attachment cost, make, model / description & serial number(s)

• Tax (if applicable)

• Down payment received from customer (if any)

• Net amount due

For FMV Leasing

• Bill to: Equify Financial, LLC 777 Main St. Ste 3900 Fort Worth, TX 76102

• Ship to: Full customer name and address

• Invoice date

• Equipment cost, year, make, model & serial number

• Attachment cost, make, model / description & serial number(s)

• Sales Tax Exempt

• Down payment received from customer (if any)

• Net amount due

The simple invoice upload process

1. Click on the link below and log in with your work email address.

Click Here

2. Click on “Transactions” and identify the deal associated with the invoice.

3. Click on the pencil icon to the right of the deal, enter the invoice number, total invoice cost, and click save!

The invoice is uploaded to our system and will be used to generate e-documents for the customer.

Customer insurance requirements are as follows:

• Certificate Holder
Innovation Finance USA LLC and/or its assignees
30 Liftbridge Lane East Suite 200
Fairport, NY 14450
(585) 207-0100

• Liability Insurance
Certificate holder listed as "Additional Insured"

• Property Insurance
Certificate holder listed as "Lender Loss Payee"

The customer can enter basic information in the mobile app and QuickFi will follow up with the insurance agent to secure required documents.